Helping People Stop Foreclosure and Sheriff Sales Today

Filing for bankruptcy stops all pending foreclosures and gives the homeowner a chance to move from the property, sell it or pay all outstanding debt. At  the Hanson Law Office, our attorneys are committed to helping homeowners across Florida through these challenging times.

If you are in danger of losing your home to foreclosure, contact our office or fill out and send our Foreclosure Information Request form and schedule a free initial consultation. We will carefully evaluate your financial situation and determine the best option to regain control over your finances and save your home.

Loan modification

In the current economic climate it seems as though hardly a day passes without reports of more people losing their homes. If your dream of owning a home is in jeopardy because you are unable to make your mortgage payments, we can help. You may be able to lower your monthly mortgage payments through loan modification, such as—

• Reducing your mortgage rate
• Extending the length of your loan
• Adding past-due payments into the back-end of your loan

You may be eligible for loan modification if the home you are seeking it for is your primary residence, and—

• You are unable to pay your monthly mortgage due to financial hardship such as:
  • Job loss
  • Pay reduction
  • Increase in mortgage payments
• You have an adjustable rate mortgage or interest rates above 8%
• You owe more on your home than it is worth

We guide you through the loan modification process and fight to obtain the best possible mortgage rate so you can keep your home.

Stopping Foreclosure With Chapter 7

For those who are in deep financial debt, Chapter 7 bankruptcy may be the best option for stopping foreclosure. Under Chapter 7, all pending actions immediately cease, creating the opportunity for serious financial review. A debtor can discharge their unsecured debts (credit cards, personal loans, bills) and decide whether that will free up enough cash flow to make current mortgage payments and cure the outstanding mortgage. However, they can also consider selling the home or letting it go through foreclosure while making the necessary financial arrangements.

Stopping Foreclosure With Chapter 13

For those clients who are not eligible for Chapter 7, Chapter 13 bankruptcy offers both debt relief and foreclosure prevention. Our bankruptcy attorneys will help you reorganize your debts so that you can cure the default on your mortgage and save your family home.

Do Not Trust Mortgage Negotiation Companies

Losing the home is often the biggest worry of anyone with a high amount of debt. As a result, it is very tempting to trust those who promise to prevent foreclosure. If you have been contacted by a loan negotiation company, it is advisable not to give them money. Instead, seek dedicated legal assistance. An experienced and qualified attorney can help you stop foreclosure and achieve financial relief.